Revealing our FIRE Plans: One Story, Four Ways

Apart from the thousands of folks who have read our blog since we started it in April this year, we’ve really not told a soul about our early retirement plans.

Not that you guys don’t count, but it’s a heck of a lot easier to share secret plans anonymously with the entire world, than in person with family and friends. The online FIRE community is a wonderful validation of our dreams and aspirations, but outside of that remains real life and ‘regular’ people.  Family and friends who have most likely never considered the possibility of living life without working until 65 years old.

So what’s it like to start telling people?

We have been finding out recently. Gradually over the last few months we have begun to tell a select group of important people in our lives, (we swore them to secrecy of course!) and we can honestly say it has been a very positive and freeing experience.

One Story Four Ways – How It Went Down

1. The Friends

Some of our oldest friends are back in the UK. While we don’t see them or even make contact often enough, these are good, good friends. The kind of friends where frequency of contact doesn’t matter. The kind of friends where you can simply pick up where you left off, whether that was a week ago or several months ago.

Mr. PIE and I have each told one of our very good friends back home about our early retirement plans. It began in April when I traveled back to the UK to visit with family and friends. I spent part of my long weekend with an old friend and filled her in on our plans. (Old: we’re both getting on in years AND we’ve known each other since we were 4!) It didn’t come as a huge surprise to her – I’ve tossed around similar ideas with her for a while. However, actually laying out our plan in its full glory was a new step.

And her response? Nothing but support and positivity. She didn’t want to know anything about the financial part of the story and was fully on board with how wonderful this would be for the kids. Couldn’t ask for better!

Mr. PIE also recently confided in an old (yup, we’re all old!) college friend on the phone. Yet again, this conversation was easy and well received. It came as no surprise to him that we were ready to pull the rip cord and be done with corporate life.

Mr. PIE’s friend is also planning and saving for his own retirement, albeit with longer timelines than our own. The interesting side of this conversation was that he assumed that we had a financial planner, and was startled to hear that we were willing and able to handle that side of things by ourselves.

This has been a recurring theme in several exchanges we have had lately, whether the dialog is actually about retirement or just generally about handling money. We have to remember that not so long ago we also fell into the category of people who said something along the lines of “I can’t be bothered with dealing with that” and “leave it to the experts”. This is an aberration to our ears these days, but it has also become obvious that these conversations are not opportunities to re-educate. I have personally noted on several occasions that the listener physically and mentally shuts down when hearing about going it alone without a financial advisor. I’d liken the response to putting fingers in ears and singing “la, la, la I can’t hear you!”


The next friends on the list to tell are some very good friends we have in our own town here in the US. Let’s call them Dan and Jane.  (Oh boy, if they ever find this blog I’m in trouble!) We came to a point with Dan and Jane where we would have come clean about our early retirement plans or find ourselves in discussions where we were blatantly lying – or at very best,  seriously misleading them. It’s entirely the kids fault! We knew that the chit-chat would inevitably turn to middle school choices for our oldest kids, and with that comes the reality that our kids won’t be attending middle school in our town. We decided to bite the bullet and tell them.

Here we met with more astonishment than with other friends, but that rapidly turned to understanding. These are friends who have stayed with us in our mountain home. They have borrowed it for a get-away weekend for themselves. We’ve skied together and compared notes on mountains. They have the unique position of having glimpsed our future life and what it will have to offer for us.

We did have to nudge them along to our way of thinking about quitting work though. Of course, it’s a hard concept to grasp when you haven’t spent as much time thinking about it as we have. Dan went through the very visible process of turning this idea over in his head, suggesting a few thing we could do work wise, only to be told that we really didn’t plan on having to work. We talked about schools and what the kid’s futures would look like. Overall it went pretty well, it’s good to have them involved.

Result: Buddies on-board with our plans who have no worries about our ability to do something a bit unusual.

2. Mrs. PIE’s Parents and Family

Given that my parents have known me for 42 years, they already have a pretty good idea that whatever I’m doing it won’t be predictable. I have the feeling that their policy with me is to expect the unexpected. I took the opportunity on my trip back to the UK to talk with them about our plans. As I know what’s important to my parents, I focused on the personal side of early retirement as opposed to the financial considerations.

Here, as I expected, it took a little longer for the reality and enormity of the situation to be absorbed. After several rounds of explanation that “no, It’s not just me quitting, it’s Mr. PIE too” and “yes, we’re selling our house and moving”, it started to sink in. As anticipated, my Mum’s first comments were, “well, as long as the boys are OK” and “what about schools?” Also as anticipated, the news is still permeating. Even now a few months on, I chat on the phone with my parents and I can tell they have been thinking it over. “You’ll have to find something to do” they tell me, to which I smile, knowing full well we’ll have plenty to do.

I briefly spoke to my brother too. We haven’t talked about this as much as we should have yet. He only had the chance to give me his gut reaction on hearing my one to two sentence explanations of our plans. It was an fascinating yet understandable gut reaction that I expect to be hearing from many more people as time goes on: “I don’t think I could do that, I’d be bored. I like my job.” We have more to talk about!

Result: The cogs are still turning and the news is still sinking in, but Mum and Dad are accustomed to being surprised by me.

3. Mr. PIE’s Parents

Mr. PIE was eagerly looking forward to a long weekend trip back to the UK in September for a friend’s reunion from his Alma mater, the University of Glasgow.  This was going to be a great opportunity to meet up with old friends, drink too much beer, enjoy great food, and share their respective journeys in life. Below is a picture of his Alma mater. Can you say Hogwarts? If you ever get the opportunity to visit Glasgow with your kids, take a trip to the West End and spend an afternoon roaming the cloisters, quadrangles and buildings of the University. They will absolutely love it! It feels like a magical place and it was certainly a fine establishment for Mr. PIE to get his education.

glasgow uni buildings

Anyway, this was also an opportunity to spill the beans in person about our plans with his Mum and Dad. Unfortunately, due to work commitments (Ugh!  – a phrase we will never ever use come July 2018), he could not make the trip and this plan was knocked firmly on the head.

Undeterred by this disappointment of not being able to see his Mum and Dad and of missing out on the university reunion, he set to work on Plan “B.  Knowing that Mr. PIE’s Dad has a penchant for a good book, an idea started to form.

We had recently read and reviewed The Simple Path to Wealth by Jim Collins. Suddenly the “Ah Ha!” moment came upon him. With not a moment to spare, he dispatched the book by mail to his parents in Scotland and enclosed a little note inside the front cover to the effect of:

“Thought you might like to read this book. Enjoy! Once you are finished, let’s chat about some plans that we are very excited to share with you.  Love…..”

About 10 days later, our home phone rang early on a Sunday morning. It was Mr. PIE’s Dad. Mr. PIE answered. It was clear the conversation was turning quickly to the book after the usual stuff about the rotten weather in Scotland had been shared.  Mr. PIE’s Dad had apparently devoured the book within 8 hours of getting it into his hands. He waxed lyrical about Mr. Collins being a very smart man. He honed in on the avoidance of credit card debt, the power of saving into your 401K from an early age, the suite of different investment offerings from Vanguard and the tale of Mike Tyson and his opulent spending habits. In short, he quickly understood the tenets of wealth building! This was not really a huge surprise as Mr. PIE’s parents had never lived beyond their means, never carried significant debt and paid off their mortgage at a young age.

After a moment’s silence, the question was excitedly asked:

“So, are you retiring early? Is that your plan?”

Mr. PIE’s answer:

“YES! YES!!”

The conversation that followed was easy, although it never specifically turned to money. The Simple Path to Wealth turned into the Simple Path to Share our Plan. Thank you, Mr. Collins.

Result: simply, a big success!

4. The Ex-colleague

This ex-colleague should probably be in the ‘friends’ section above, but she’s a very special case. That’s because she quit my company about a year ago now for what she has termed – among other things – her ‘first retirement’. She’s single and had worked her way up to a senior position in my department over several years. Even before she quit, she spent a lot of time traveling globally with Habitat for Humanity, and this is one of the things she wanted to spend more time doing.

I had lunch with her recently, and of course I couldn’t keep our plans a secret. In fact I was pretty excited to be able to share them with her. But how would she react? Would she think I was crazy given the huge difference in our personal situations?

She was delighted and instantly understood everything I was saying. It was cathartic, liberating even, to be able to talk so openly and freely without having to go into detailed explanations of the concept. The preamble was out of the way, we dived straight into the nitty-gritty and discussed healthcare, taxes, how my colleagues would react, how wonderful it would be for the kids, and how much travel we would be able to do. I went back to work smiling

Result: A buddy on board who is as excited about our plans as we are – and a great resource too.

Overall, telling friends and family has been a positive and liberating experience. It’s good to have real life friends to talk with about our plans. As much as we appreciate our on-line interactions, we’re always aware of the effect of confirmation bias. It’s the internet – you can find a group of people to agree with you on pretty much any subject. This has placed our plans in the light of day in real life.

We now have a number of supporters on our side who we know are rooting for us. We know there will be several ongoing conversations about our plans as the news continues to sink in, and we even hope that knowing our plans will spur more questions from friends and family members who are intrigued about how our finances work. Whatever they want to ask us now, we’re willing and happy to share the joy.

Have you shared your plans with anyone? How did it go? Any conversations looming that have you worried?







  1. Those are some great stories! We have a few friends that know we are FI but since we are still playing around with “work” – most don’t ask. My husband was already retired, so my “retiring early” at 49 isn’t that big of a stretch. We’ve also timed it with my son’s finishing high school too. Congrats to you for beginning to share your plans!

    1. Thanks Vicki. The consideration of impact on kids has been a big factor in our decision on timing. It is all about the family. It can be easy to get wrapped up into a goal and forget about the stuff that really matters.

      So far, so good with the “reveal”. I am sure there are many more interesting conversations to come that may not be as straightforward….

  2. I can feel the happiness, love and acceptance from the people you’ve told. It was wonderful to read their reactions, sounds like a nice group of family and friends you have there. What will you say if they ask you about the numbers / finances?

    There’s only 1 person we’ve told from ‘real life’ about our blog – a friend of mine – so he knows about our plans. I don’t think many of our family would be understanding. Jealousy or disbelief would be the main 2 feelings I think sadly.


    1. That’s a shame Tristan. I also had reservations about telling too many people for the same reason. It’s a pity the one’s closest seem to be the first to disbelieve or ridicule instead of being the most supportive. Just remember, you do have our full support though even if it’s not quite the same.

      1. Thanks Martin. I hope when the time comes, the people around us do support us and our decision. Knowing how much we’d be worth at the time FIRE happens, I can imagine it would be uncomfortable with people who are living very un-FIRE-y lives.


    2. Tristan, thanks for those caring thoughts. Your comment means a lot to us.

      I personally had a lot of doubts about sharing the plan with my parents but so far their response has floored me….In a very good way. I think my dad will start to ask about finances and you know if he does, I am going to be as honest as I can with him. He deserves to see what it looks like. I suspect he will be amazed by the numbers which are easy to be dazzled by until you break them down into another 40+ years of living.

      Sharing your plan with a friend is a great start. Tailoring the conversation is something we have learned. Had we not sent the book to my dad, it may not have gone as well, we just don’t know.

      1. I hope if the conversation about numbers does happen, that he is inspired and proud of you (as I’d be if I were your parents!). We have quite a few more years until we’re close to FIRE, so we have a very long time to work out what we’re going to say 🙂


  3. Its great to read positive reactions! Most of these conversations I have read lead to a lot of confusing looks and awkwardness.

    Sending the book over was a good idea, that way you can skip the majority of the “how did you do it” questions and go straight to the celebrating

    We have not shared plans with anyone, Mrs. AE is the only one that knows about this site and we plan on keeping it secret for the foreseeable future. Have considered telling our parents – but that is still a ways off.

    1. Thanks for the positive vibes AE.

      It is funny that we sent the book. Although we did / are doing many of the things described in the book, we have made plenty mistakes. It will be interesting with further conversations to talk through the gaffs, the mis-steps, the plain dumb stuff.

      Good plan to tread cautiously for now. Trust me, you will benefit greatly from thinking it through carefully and being very cognizant of timing, the setting and how you reveal the news.

  4. Wow, that’s great for you. We have a similar ER schedule (early 2018) but we have not shared our plans with the parents yet. We told one close friend about our general plans, though not many details. He was quite bewildered and thought it can’t be done. Maybe we have to give him he JL Collins book, haha.
    Our biggest concern is that Mrs. ERN’s parents might be a bit disappointed about us not moving closer to them. Of course, they will see a lot more of us come 2018 but the first 5-10 years in ER we definitely like to explore a different corner of the U.S.

    1. Thanks Mr. ERN.

      Yeah, the book could be a good way to help your friend in many ways! ?

      We intend to see a lot more of our parents and close family. Being able to travel more freely and with less time constraints is going to be terrific. At least we hope they will enjoy seeing us more….. ?! ?

  5. Thanks for sharing your experiences! You are a few years ahead of me so it’s great hearing how you’ve gone about it and the reactions you received. I love how you shared it with Mr Pies dad!

    Sounds like it’s been positive so far. I’d expect as you tell more co-workers you’ll get responses like your brother’s. I think my wife’s brother would react the same way.

    My brothers and parents kind of know, but they also know it’s a few years off. As we get closer I’ll be having a lot more detailed conversations.

    1. The book plan worked out swimmingly well. Worth considering but only for the right sort of person in your life. Reaction could have been bad if we had given it to some other friends who may see it as condescending.

      I have not had the conversation with my own brother yet. Won’t be surprised if my dad is already spilling the beans on my behalf.!! I’ll be calling my brother this weekend. He lives and works in the UK.

  6. Roll on 2018 eh. Nice work Mr and Mrs PIE. Take it from me, retiring is great, although I’m sure that you already know it is. When I told my friends and family about my plans it was met with a sort of “oh yeah, whatever” response. I guess, when I said I’m retiring in April this year, none of thought it would last, that I’d be back at work within a few weeks. Acceptance is starting to set in and they are beginning to realise that I’m serious and it’s happening.

    Part of the problem for most is that they are jealous. Partly because they are not in a financial position to do the same, but also because most of them don’t know anyone else who has retired early by choice.

    I look forward to the rest of your journey to retirement over the coming months.

    1. Thanks for the kind words, we’re very much looking forward to 2018!
      We’ve not met with jealousy yet, but we do realize that once this becomes common knowledge to a wider audience, ie colleagues,there is the possibility of many different reactions. I hope we can be ready for at least some of them.
      I wonder how many people that we have told also don’t quite believe it yet, I guess we’ll see!

  7. My parents are still largely convinced that early retirement is a hoax. Which is FANTASTIC because my mom retired (with a pension!) when I was in third grade. She lasted for about five minutes before getting another job. Now, she’s set to retire again (for real?) in the next year or two. Early retirement seems to be one of those things that people can readily embrace once they actually wrap their minds around it. So glad the conversations went so well for you!

    1. Thanks Penny. That’s pretty funny, a real case of people who just can’t stay retired!
      It’s true that you really do have to wrap your mind around it – we certainly took plenty of time to do that, and I wouldn’t expect anyone to just ‘get it’ when we first tell them. My parents are the perfect example. They’re still figuring mentally chewing it over even a few months on!

  8. Great stories! I have personally not shared this with anyone yet and I don’t see this happening in the short term. We have however had a quick discussion with a couple of friends a few weeks back and they were telling us how they were trying to live off of one salary only when one of them got laid off and still do it now that they have 2 jobs. They were surprised how easy it was.

    Mailing Jim’s book to your family was a brilliant move : “read it and then let’s talk”. Mr PIE must have been excited with that phone conversation!

    Now that these friends and family know about your plans, do you know if any of them are interested in following your steps to retire early?
    As a bonus question, since you see both sides from the US and UK perspective, do you think you could have the early retirement plan if you had stayed in the UK?

    1. Thanks for stopping by Money Mine. Mr. PIE really knew his audience when it came to sending the book. Just the right move. On the other hand if I’d sent it to family members they would have thought I’d joined a cult or some kind of pyramid scheme!
      Great questions also. I guess we see if anyone wants to follow along. If we get questions, we’ll certainly point them in the right direction.
      As for what would have happened if we had stayed in the UK, well that’s a really tough one. It’s so hard to imagine what path our lives may have taken if we had stayed. A few things would have been acting against us being on the FIRE path there though. Off the top of my head I’d name our lower earning potential and the higher cost of living over there. Also important is attitude. Ever since we came to the US we have remarked on the difference in culture that means you are personally responsible for some many more things here, from investment choices in 401K’s to saving for college. It’s a different mindset that I think prompted us to further educating ourselves and figuring out a different path.
      I’d love to check out a parallel universe and see what happened to the Mr and Mrs PIE that didn’t make the move!

  9. We’re fairly hush hush, but some people know of our plans. Mrs. SSC’s family knows about it, and it took a couple of years before they accepted it and got on board. Since then, they’ve been supportive, and her dad went from the staunchest opponent to biggest supporter. I think, because he worked so much and didn’t get that time with the kids and now sees it as great opportunity for us.

    I’ve told a couple of people at work, and one person’s reaction was, “Cool, I know a couple that did that. They love it.” The other person just left the company so I told her as well before she left. She had suspected something along those lines but was super supportive as well.

    We had one of our closer friends notice my retirement countdown clock last year and say, “Wait, that’s only like, 3 more years…” I said, “Yep, about 3 more years…” Hahaha we didn’t detail everything but shared that we planned to transition out of corporate life and be more kid-centric at that point. They were also supportive and positive about it.

    It’s been nice being able to share with some people and having the positive reactions and support from them.

    1. Thanks for your comments Mr. SSC. That’s a great turn around for Mrs. SSC’s dad, and it must be great to have him on board. I’m starting to learn that for some people the idea takes a good long while to sink in, where for others it’s a pretty easy mental leap.
      It’s also always a delight when people do get it and are happy for you. Crossing fingers for many for of those responses – for you, and for us!

  10. Congrats on the great reactions! It’s always nice to see people get that kind of love and support. I have gotten used to seeing people on r/financialindependence over on Reddit relate stories of their friends and family having horrible reactions, so it is nice to see the opposite happen as well.

    1. Thanks for stopping by Matt,
      I think these reactions as well as comparing stories with others online, makes us very very thankful that we have some great family and friends surrounding us. Long may it continue!

  11. We have been sharing it more and more, and have really only received a positive reception — no naysayers. So I’m glad you’ve gotten mostly all positive reactions as well! To be honest, I can’t understand when people have negative reactions, except to think that maybe those folks have limited imagination or are so entrenched in their comfort zones that they just can’t even conceptualize it. But I bet as you tell more people, you’ll find that nearly everyone is positive about it… And often envious! 🙂

    1. That’s great news, congrats on all the great responses. It will be interesting to see a wider range of responses as time goes on. I think you’ve hit the nail on the head – lack of imagination, envy and comfort zones are all things that would cause a negative reaction. I hope we don’t get to many of them, and handle those that we do get gracefully

  12. I’ve really only shared with my GF and 5 or so friends. The GF knows every detail of my plan. The 5 or so other friends just know the basics. For the most part those 5 or so friends are all high income earners so I felt it was easier to discuss with them since they are already maxing out 401k’s “just because” and investing some other money. They were all receptive to the idea for the most part (of course there was some ribbing as friends do) but no one shot it down, but doesn’t mean they will follow suite.

    I don’t think my parents will be surprised once I tell them, but I’m holding off for now since it’s still years away and I want them to retire first before I start blabbering on about doing it myself, seeing I’m 28 years old.

    1. Hi FF, thanks for stopping by!
      That’s funny – you don’t want to steal your parents thunder! That could be an interesting conversation.
      You’re right, it’s an easier conversation when folks have a similar income level – or at least if they are making some good choices with that income. I’m painfully aware how the news could be viewed by people who don’t earn at our level, and I’m hope I can handle conversations like that gracefully

  13. I’ve been dropping hints with close family and colleagues for the last 18 months. I’ll probably gradually be less vague about plans as time goes on. By slowly easing into the conversation, I hope to avoid total bewilderment, or accusations of RE being a mid-life crisis panic of some kind.

    I can alway point to the blog to prove a massive amount of pre-meditation if necessary.


  14. Hi PoF! I love that – best avoid anyone thinking it’s a mid life crisis, and provide written evidence to the contrary if necessary!
    Even dropping hints makes me nervous in areas where it needs to be under wraps – like work!

  15. I gradually shared our plans with people over the last 18 months of my career. I made sure not to share a thing at work for a number of reasons, including the possibility I would change my mind. I wrote a number of “milestone” posts as we told friends, family & eventually colleagues. There is something about sharing the news that makes it more real and helps you plan for it better. People ask you questions about how & why and it forces you to have everything thought through pretty well. We early retired (@ age 49) on April Fool’s Day this year and I will tell you that many people that we had already told about it were still shocked when we actually did it. They said they really didn’t believe we would do such a radical thing when we told them.

    1. We’re continuing to keep it well under wraps at work too. I very much doubt we’ll change our minds, but if for any reason we are forced to continue working for longer than we had meant to, we don’t want that hanging over our heads.
      I wonder if the folks we tell don’t quite believe it. I guess we’ll see!

    1. The blog is theoretically still under wraps, but we do work on the assumption that there’s really no such thing as anonymity online. That would be a very interesting way to be outed, not sure I’d like that!

  16. I still haven’t put my plan totally in stone yet, but I have the general outline of it. I’ve shared nearly all the details with my mom and BF, and a handful of details with a friend of mine, but that’s about it. It’s hard to find people that I feel free to talk about it with, since I don’t want anyone to think that I’m trying to brag. My mom is really successful financially, so I feel like when I talk to her about financial accomplishments we can celebrate together without anyone feeling resentful.

    I’m most nervous about sharing my plans with the other attorneys at my firm. We’re a really small firm and I’m becoming a partner next year, so I imagine the conversation will make them nervous at first. Then again, they’re all about 20 years older than me, so if even if I were to retire early, that will probably coincide with the time they want to retire, anyway.

    1. Hi Yetisaurus, thanks for your comment.
      I understand your hesitation. The last thing I’d want to do is come across as bragging, but it could so easily seem that way. It’s great you’ve got your mom on board, that must count for a lot.
      Could you get away with telling colleagues? One of the major reasons I wouldn’t want to is so they don’t treat me any differently. I’d hate to find anyone thinking or saying “oh well, she’s leaving anyway”

      1. The biggest hurdle to telling colleagues is that I don’t really have any. My firm has three partners, me, and a paralegal. LOL. The paralegal and I are good friends, but if I shared details, that might cause some awkwardness. It’s ok. At least I can share plans with the online community.

        Congratulations on the positive reactions, though. That’s really awesome. I’m sure your kids will love it, too! 😀

  17. It’s wonderful that you found so much support! I hope that all such conversations go well for you and your people. My girlfriend knows what I want to do and the general plan for getting there. She’s supportive.

    1. That’s great news and a very important I person to have on board! We’ve really appreciated the positivity so far and are very grateful for it.

  18. I have shared the generalities of our long term plans with several family members. Like you, I think they’ve become accustomed to expecting the unexpected when it comes to me. They were encouraging, but seemed to question the viability of our plans. I think they expect us to change our minds and/or realize that the goal is impossible.

    They all seem more concerned about our plans to try for another baby (#4), telling us that we can’t handle that many kids. Here’s the thing: everyone finds happiness in different places – for us, it’s our children. We feel good about our plans, so who really cares about having their approval. Honestly, they made it feel more like a challenge to prove them wrong.

    1. I guess they’ll believe it when they see it and you can prove them wrong then! I’m always up for a challenge like that too! It would be nice to have more understanding, but at least you’re clear and set with your path and won’t be deterred. Good luck!

  19. My dad was given a severance with a change of management before age 60 after 30+ years. That was a wake up call that that job won’t always be there. I use that as an example story when talking to others about preparing for early retirement. I don’t tell most people I’d like it to be a lot earlier.
    I’m targeting more of FI than RE per say. I’d love to get my job flexible, remote, contract based. Enjoy the summer, work when it’s cold and boring out. Or work remotely with spectacular views! Plus remote work means I could live in a lower cost of living area, so my money would go further.
    I’ve expressed as much to my parents. Some friends get it. Some think / accept they’ll work til they die. Trouble being if you get too sick to work before then…thus preparing for retirement, and trying to stay healthy so you can enjoy it!
    I’ve very glad your friends & family have been so supportive. 🙂

    1. It sounds like you’ve got a nice plan there, with a perfect mix of FI and flexible work. Keep at it, there’s no reason why it won’t work, whatever anyone thinks!
      My company has just been through some lay/offs, and sadly that was a wake up call for many people. It will be interesting to see if any further discussion comes of it, I’m keeping quiet so far, afraid I’ll say too much!

  20. Thank you for commenting on my blog. I used to have a pharmaceutical client in your area and stayed there on and off (nice summer and severe winter) for a while.

    I talked to a few of my friends about my career departure. All of them were usually surprised and then questioned me why I want to leave my career. I simply told them that I no longer had any passion left about my career and wanted to find what I want to do for the rest of my life. Career is important but is not the most important to me.

    Everyone usually asks me how I can manage our retirement finance. I usually give them a brief layout of our plans but don’t give them the real numbers. We just need to survive for 16.5 years to be eligible for taking money out of our retirement accounts (IRA, Roth IRA, etc.) and use a simple math to explain our plans (our total asset divided by 16.5 years)… I will also be eligible for our Social Security pension within 18.5 years.

    After I explain our plans to them, all of them except my dad usually tell me that I should go for it. He is a baby boomer and believes that career is the most important for everyone. Working till age 60+ is normal. So he still tells me that I should find another job…

    1. Hi, nice to see you here!
      I’m still waiting for the first question about how to do it financially, hopefully I will be able to make it make sense. Your explanation sounds very reasonable.
      There’s certainly a generational aspect to understanding plans like these. I’m impressed how laid back my parents have been so far

    1. Hi Tawcan, thanks for stopping by.
      I’m finding it hard not to tell people at the moment. I have to keep biting my tongue!

  21. This is a great personal story. I have told 1-2 people that I trust with all of my heart of my early retirement plans and my blog. I don’t want to tell any others (maybe my future significant other) because I don’t want the pressure or judgement of people weighing down on me and messing up my plans. I hope that when I do tell others, it comes out as positively as it did for you!

    1. Hi there, thanks for swinging by. I’m impressed you’ve told people about your blog, no one knows about ours, and I’m thinking it will stay that way! It does take a lot of trust to tell anyone, but I must admit, now that we have told a few folks I’m constantly tempted to tell others and I have to keep myself from getting too chatty!

  22. Right now, we are pretty much on our own. There is one former colleague at work that knows about the blog. Not sure he reads it really.
    I tries to talk to a friend os us (same aged couple, no kids and no plans to have kids). They have good income and a rental. I am still looking to the right angle of attack. The book of Jim Collins might be a good idea.

    1. We have not told anyone about the blog. We may never!!

      Yes, every situation of revealing FIRE plans is different and good that you are thinking through it carefully.
      Sounds like your friend is ideal for the book. It is such an easy read and lots of fun in parts as well.

  23. You’ll probably find the most support online. But it’s nice you have some real life folks who are supportive as well.

    I mentioned to one colleague about my plan in 2011 to work on FS FT, and he started typing on an air keyboard and making fun of me during our team dinner outing! Wonderful!

    He’s still slaving away at the firm while I negotiated a severance worth more than almost two years of his total compensation 🙂 Ah.. it felt so good.


    1. The Internet community is wonderful and beyond our expectations. Our parents and friends have also surprised us.

      Ha, funny story regarding the typing air keyboard. He deserves the air furrowed brow from you back. And a Christmas card with a subtle ball and chains logo as footnote.

  24. i have discovered the FIRE movement recently after a couple of years googling around the “how much do i need to retire” terms. I am struggling with telling my plans to people. Not even my wife knows about them… she does know i want to work on something different, quit corporate life, but she does not know i can simply quit it soon. That´s also because i myself found out i could do that not long ago… so, after i found out i told a friend of mine about the FIRE stuff, and how i was able to retire early. He was shocked, had not much a reaction apart from telling his own story about saving money and debt management, how he ran out of money after the downpayment of his house and the impossibility of investing any penny until paying off his mortgage. We met a couple of times after that and he did not touch on the subject. I dont know if it was a good idea to share that. It´s complicated. Also some of my relatives are struggling with debt and unemployment, they cant even imagine something like “retiring before dying” in their lives ! it´s complicated. i am happy you guys could pass the message with no major trouble. wish me luck ! happy FI !

    1. Its one of the hardest things to keep it all quiet. And it truly requires a very different approach based on the individual. I would for sure spend some time working on your thoughts and plans with your partner. When two people put their mind to things, great things will happen!!
      Thanks for checking us out, Lazysod!

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